BENEFITS

We strive to reward our employees for their outstanding work, and offer benefits to promote their professional, personal, and financial well-being.

Our employees are our biggest asset, so we strive to make working for us a great experience for each employee. To this end, we offer benefits and programs that improve the quality of daily life for our employees now and into the future.

Our employees are our biggest asset, so we strive to make working for us a great experience for each employee. To this end, we offer benefits and programs that improve the quality of daily life for our employees now and into the future.

Your Medical Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for medical coverage the first of the month following 60 days.

Click here to view the 4/1/20 to 12/31/20 Medical Plans

Benefit Forms

Click here to view the 1/1/20 to 3/31/20 Medical Plans

Helpful Resources

IHP
1-866-342-8152
www.innovativehealthplan.com

RXManage

RxManage is an Optional Alternative for Maintenance Medications with a $0.00 Copayment.

Helpful Resources

Carrier Service Contact

Customer Care Team
800-883-8841

Your Dental Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days.

Helpful Resources

Carrier Service Contact

Delta Dental
#1-800-452-9310
www.deltadentalnj.com

Your Vision Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days from date of hire.

Benefit Forms
Helpful Resources

Carrier Service Contact

Aetna
#1-800-533-8436
www.aetna.com

Your Health Savings Account Benefits

Your Flexible Spending Account Benefits

  • Health Care FSA Limits – Minimum $520; Maximum $2,750
  • Dependent Care FSA Limits – Minimum $520; Maximum $5,000
  • The Health Care FSA is only available to employees who either waive medical coverage or enroll in the Premium, Standard or Basic medical plans
  • Health Care FSA contributions must be elected each year
Helpful Resources

Optum Bank
(800) 243-5543
www.optumbank.com

Your Group Life Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days.

Benefit Forms
Contribution Schedule

Basic Group Life premium is paid by the company.

Carrier Service Contact

The Hartford
888-301-5615
www.abilityadvantage.thehartford.com/

Your Voluntary Life Benefits

Contribution Schedule

Voluntary Life (employee, spousal, child) premium is paid by the employee.

Helpful Resources

Carrier Service Contact

The Hartford
888-301-5615
www.abilityadvantage.thehartford.com

Your Short Term Disability Benefits

Contribution Schedule

STD Paid by Employer

NJ locations – STD paid by state payroll tax

Voluntary / Buy-Up Short Term Disability premium is paid by the employee.

Helpful Resources

Carrier Service Contact

The Hartford
888-301-5615
www.abilityadvantage.thehartford.com/

Your Voluntary Long Term Disability Benefits

Contribution Schedule

The Long Term Disability premium is paid by the employee.

Helpful Resources

Carrier Service Contact

The Hartford
888-301-5615
www.abilityadvantage.thehartford.com/

Your Colonial Plans Benefits

Eligibility:

All full-time employees who work at least thirty (30) hours per week are eligible for coverage the first of the month following 60 days from hire date.

Helpful Resources

Carrier Service Contact

Colonial
800-325-4368

Your Retirement Benefits

Plan Name: NHCA and Affiliates Retirement and Savings Plan

Group #: 615415

Effective 1/1/2020, new employees will be able to enroll as of the first pay period following date of hire.  Additionally, all participants will be able to make deferral changes at any time which will be processed as soon as administratively possible following receipt of an election change.

For retirement plan questions, enrollment, to set-up or access your retirement plan account, contact the plan record keeper, Principal at 1-800-547-7754 or www.principal.com.

Helpful Resources

Carrier Service Contact

Principal Financial Group
1-800-547-7754
www.principal.com

Will & Legal Document Preparation Resource Center
www.principal.com/willprep

Your Employee Assistance Program Benefits

Helpful Resources

Carrier Service Contact

The Hartford Ability Assist
Phone: 1-800-964-3577
Email: www.guidanceresources.com
Register – Organization Web ID field: HLF902
Company Name field: ABILI